Real estate appraisal services for homeowners in the city of Pottsville and Schuylkill County

See the top 7 reasons why PA homeowners need Ryon Real Estate:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a PA property tax assessment
Remove PMI to reduce a mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a PA divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate

Need help deciding the price of your home in or near Pottsville, PA?
Contact Ryon Real Estate.

At Ryon Real Estate, we understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Ryon Real Estate are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to remove PMI?

An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Ryon Real Estate, we're seasoned in helping folks just like you abolish unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is declining. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Ryon Real Estate is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Ryon Real Estate can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for verity? Ryon Real Estate offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Ryon Real Estate can help you with that. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.